Health InsuranceAs you know, there is an obligatory healthcare system in Turkey. It can be roughly divided into 2 categories: public (subsidized by the government) and private (paid by individuals).
If you are hired as a private person, everything is paid for by your employer (SGK
). Since it’s not your case, you’ll have to choose something else. The options are as follows:
- Bag-Kur. This system is designed for self-employed people. There are many contribution levels: the more you pay, the more services you can use for free. The disadvantage of Bag-Kur is that when you retire, you get a lower pension. The minimum price for this option is about ₺2000 a year. Find all the necessary information on how to get it on the e-Devlet website
- Private. There are lots of hospitals and clinics that provide high-quality treatment to their patients. This type is preferable because you skip long queues and have access to a wider range of services. Besides, it can also cover your family's needs. The price depends on the health insurance providers, but it’s usually about ₺3600 per year (there can be cheaper and more expensive packages).
Popular private health insurance providers:
- Ankara Sigorta
- AKSigortaSumming Up
All in all, there are 2 ways to work and receive income in Turkey without breaking any laws. You either get hired in-house or register as a business entity and sign a contract with the company you like.
The first scenario is less likely to happen due to some legal implications of hiring local employees by foreign companies (especially those that do not have a branch in Turkey). The second one is the most common way of cooperating with employers from other countries. A tip:
discuss the amount of taxes and health insurance contributions during the interview with the company. Many of them are ready to increase your monthly payments to cover these expenses.
We hope our article will help you get the necessary status of a sole proprietor to work internationally!